ClearCert is here for you!
Shared challenges are best met through shared solutions. In the spirit of the industry's long tradition of cooperation between competitors, ClearCert was founded to serve as an independent clearinghouse through which insurers could share the administrative burdens of training validation while minimizing the potential for different carriers to interpret these rules differently.
ClearCert was founded in response to the 2006 update of the National Association of Insurance Commissioners' Long Term Care Insurance Model Act. For the first time this Act introduced mandatory training for long-term care producers, which when implemented by any state would also meet the requirement for training stipulated by the Deficit Reduction Act signed into law earlier that same year.
Not only did this Act represent the first time widespread, mandatory training would be required for long-term care insurance producers, the insurance carriers were made responsible for validating training compliance. In the past licensed producers have traditionally been required to validate training compliance directly to the state department of insurance.
In 2010 the NAIC released the Suitability in Annuity Regulation, which included a brand new training requirement for annuity producers which again made carriers responsible for training validation. ClearCert added certification for this training requirement the same year.
On request of ClearCert member companies certification for mandatory FEMA Flood Training was added in 2017.